Credit Cards with You in Mind



We all want convenience in life, especially when it comes to managing our money. Here at Peoples Bank of Alabama we've designed a customer focused credit card program to help you do just that.



Cash Back Credit Card

Get rewarded with 1% cash back on all your net purchases^

  • No Annual Fee
  • 0% Introductory APR for first 7 billing cycles on purchases and balance transfers*
  • Low competitive APR after introductory period*

Apply Now     Terms & Conditions


Low Rate Credit Card

A low rate card to make large purchases or payoff debt

  • No Annual Fee
  • 0% Introductory APR for first 7 billing cycles on purchases and balance transfers*
  • Our lowest APR after introductory period*

Apply Now     Terms & Conditions

Secured Credit Card

A card designed to help build or establish credit

  • No Annual Fee
  • Credit Line secured by deposit account*
  • Offers a competitive APR*

Apply Now     Terms & Conditions

Click "Apply Now" and enter promo code "HIGH" to begin application


Credit Builder Credit Card

For bank customers wanting to build credit

  • No Annual Fee
  • Offers a competitive APR+
  • Applicants must: 
    • Have a satisfactory PBAL banking relationship for at least 1 year
    • Be employed for at least 1 year
    • Have at least 2 deposits per month or a government/retirement deposit monthly
    • No derogatory credit

Contact a Local Banker

Which card is right for you?

Choosing the best credit card for your financial situation is important. Use the information below to help guide your decision and never hesitate to contact us directly with any questions you may have.

Still undecided? Contact us for help.

Please do not enter your account number, social security number, or any other confidential information in this area.

*All credit cards subject to approval including credit approval. Annual Percentage Rate (APR) is a variable rate determined by card type and creditworthiness. View Card terms and conditions for additional details.

+The Credit Builder Card is subject to approval including credit approval. Annual Percentage Rate (APR) is a variable rate determined by card type and creditworthiness. Speak with a local banker for additional details

^Each eligible Accountholder may earn a Rebate equal to one percent (1%) of the Net Purchases on the Account during the prior twelve billing cycles (the “Enrollment Year”). “Net Purchases” means the total dollar amount for all Purchases (as defined in the Credit Card Agreement for the Account) that are posted to the Account during an Enrollment Year, minus any credits, returns or other adjustments arising from or related to those Purchases that are posted to the Account. Net Purchases do not include any Cash Advances or Balance Transfers (as defined in the Credit Card Agreement), interest charges, fees (including foreign transaction fees), insurance charges, or amounts for the purchase of payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, lottery tickets, casino chips and similar products or services). For each Enrollment Year in which a Rebate is earned, the Rebate will be posted as a credit to an eligible Accountholder’s Account within twenty (20) days after the Anniversary Date that occurs at the end of that Enrollment Year. No Rebate will be provided unless the Accountholder is eligible to receive the Rebate on the Anniversary Date. View Card terms and conditions for full details.